[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.radita.cz\/kdyz-jsme-na-tom-bidne\/#Article","mainEntityOfPage":"https:\/\/www.radita.cz\/kdyz-jsme-na-tom-bidne\/","headline":"Kdy\u017e jsme na tom b\u00eddn\u011b","name":"Kdy\u017e jsme na tom b\u00eddn\u011b","description":"N\u011bkdy m\u00e1me my lid\u00e9 pen\u011bz hodn\u011b, n\u011bkdy m\u00e1lo, n\u011bkdy tak akor\u00e1t. To se m\u011bn\u00ed podle toho, kolik jsme si pr\u00e1v\u011b vyd\u011blali a kolik museli","datePublished":"2025-02-11","dateModified":"2025-02-11","author":{"@type":"Person","@id":"https:\/\/www.radita.cz\/author\/#Person","name":"","url":"https:\/\/www.radita.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f3f77307dfb7a1a6ad06d8ef95ed6ed296a0507575d3814dc8c8630c3a7fa477?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f3f77307dfb7a1a6ad06d8ef95ed6ed296a0507575d3814dc8c8630c3a7fa477?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"radita.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.radita.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppppppppppppppppppppppppppppp_9.jpg","url":"https:\/\/www.radita.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppppppppppppppppppppppppppppp_9.jpg","height":0,"width":0},"url":"https:\/\/www.radita.cz\/kdyz-jsme-na-tom-bidne\/","about":["Ekonomika"],"wordCount":444,"articleBody":"      N\u011bkdy m\u00e1me my lid\u00e9 pen\u011bz hodn\u011b, n\u011bkdy m\u00e1lo, n\u011bkdy tak akor\u00e1t. To se m\u011bn\u00ed podle toho, kolik jsme si pr\u00e1v\u011b vyd\u011blali a kolik museli nebo budeme muset utratit. A tak jsme na tom t\u0159eba v jednu chv\u00edli dob\u0159e a zanedlouho po\u010d\u00edt\u00e1me pro zm\u011bnu ka\u017edou korunu, pokud n\u00e1m tedy je\u0161t\u011b aspo\u0148 n\u011bjak\u00e1 ta koruna zb\u00fdv\u00e1. A pokud jsme pr\u00e1v\u011b ve f\u00e1zi, kdy jsme na tom finan\u010dn\u011b bled\u011b, je n\u00e1m n\u011bkdy natolik \u0161patn\u011b, \u017ee u\u017e nemysl\u00edme na nic jin\u00e9ho ne\u017e na to, kde vz\u00edt n\u011bjak\u00e9 pen\u00edze nav\u00edc. Abychom aspo\u0148 to nejpodstatn\u011bj\u0161\u00ed dok\u00e1zali zaplatit a mohli aspo\u0148 norm\u00e1ln\u011b existovat. Ale n\u011bkdy se zd\u00e1, \u017ee u\u017e to lep\u0161\u00ed nebude.Jsme v obt\u00ed\u017en\u00e9 situaci a nenapad\u00e1 n\u00e1s nic, \u010d\u00edm by se to dalo zachr\u00e1nit. Leda snad kdyby n\u00e1m n\u011bkdo n\u011bjak\u00e9 ty pen\u00edze p\u016fj\u010dil\u2026 A je tomu tak. Jsou lid\u00e9, kter\u00e9 skute\u010dn\u011b spas\u00ed jedin\u011b p\u016fj\u010dka. Kte\u0159\u00ed maj\u00ed natolik z\u00e1sadn\u00ed do\u010dasn\u00e9 pot\u00ed\u017ee, \u017ee je vlastn\u00edmi pen\u011bzi financovat nezvl\u00e1dnou a sou\u010dasn\u011b si nemohou dovolit neplatit sv\u00fdm v\u011b\u0159itel\u016fm. V takov\u00e9 situaci je ur\u010dit\u011b nejlep\u0161\u00ed z\u00edskat aspo\u0148 p\u016fj\u010dku, tou zaplatit to, co je pot\u0159eba, a v lep\u0161\u00edch \u010dasech se pak s poskytovatelem takov\u00e9 p\u016fj\u010dky vyrovnat. Ale n\u011bkdy se snaha o z\u00edsk\u00e1n\u00ed p\u016fj\u010dky nesetk\u00e1v\u00e1 s \u00fasp\u011bchem. N\u011bkdy \u010dlov\u011bk sice \u017e\u00e1d\u00e1 o p\u016fj\u010dku, ale kv\u016fli nedostatk\u016fm, kter\u00e9 m\u00e1, takovou pomoc nedostane. N\u00edzk\u00e9 p\u0159\u00edjmy a z\u00e1znamy v registrech dlu\u017en\u00edk\u016f dok\u00e1\u017eou p\u0159ipravit nejednoho \u017eadatele o \u0161anci z\u00edskat bankovn\u00ed p\u016fj\u010dku. A pak je dob\u0159e, \u017ee tu m\u00e1me mimo jin\u00e9 i nebankovn\u00ed hypot\u00e9ky. Proto\u017ee ty dob\u0159e slou\u017e\u00ed lidem, kte\u0159\u00ed p\u0159i posuzov\u00e1n\u00ed v bank\u00e1ch neusp\u011bli. U t\u011bch sta\u010d\u00ed nemovitost coby z\u00e1ruka, \u017ee bude p\u016fj\u010dka splacena, a \u010dlov\u011bk dostane t\u0159eba i hodn\u011b pen\u011bz, jak\u00e9 by od \u017e\u00e1dn\u00e9 banky nikdy nedostal. Ne\u00fasp\u011b\u0161n\u00ed \u017eadatel\u00e9 tedy m\u00ed\u0159\u00ed z bank pr\u00e1v\u011b sem. A jsou i ti, kdo se o bankovn\u00ed p\u016fj\u010dky ani nepokou\u0161ej\u00ed a jdou k nebankovn\u00ed spole\u010dnosti rovnou. Proto\u017ee tu maj\u00ed od prvn\u00ed chv\u00edle sv\u00e9 jist\u00e9. U nebankovn\u00ed americk\u00e9 hypot\u00e9ky se prost\u011b zastav\u00ed nemovitost a dostanou se pen\u00edze. Bez probl\u00e9m\u016f. A o to p\u0159ece jde.                                                                                                                                                                                                                                                                                                                                                                                          5\/5 - (3 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdy\u017e jsme na tom b\u00eddn\u011b","item":"https:\/\/www.radita.cz\/kdyz-jsme-na-tom-bidne\/#breadcrumbitem"}]}]